Terms and Conditions

These Terms and Conditions (“Terms”) govern your access to and use of the website operated by EASY PAY DIRECT LLC (“Company,” “we,” “our,” or “us”). By accessing or using this website, submitting a form, requesting information, or communicating with us through the website, you agree to these Terms. If you do not agree, please do not use this website.

1. Website Purpose

This website provides general information about payment processing, merchant services, payment gateway solutions, ACH processing, eCheck processing, virtual terminal tools, recurring billing, invoicing, integrations, and related business services. The information on this website is provided for general business and informational purposes only.

2. No Guarantee of Approval

Submitting a contact form, requesting a consultation, or providing business information through this website does not guarantee approval for merchant services, payment processing, ACH processing, gateway access, underwriting approval, settlement terms, pricing, processing limits, or any financial service. All services are subject to application, underwriting, risk review, compliance review, approval, provider requirements, and written agreement.

3. Eligibility

This website is intended for business owners, authorized business representatives, and adults who are at least 18 years old. By submitting information through the website, you represent that you are authorized to provide the information and request services on behalf of the business identified in your inquiry.

4. Accuracy of Information

You agree to provide accurate, complete, and current information when contacting us or requesting services. You agree not to submit false, misleading, fraudulent, unauthorized, or incomplete information. We reserve the right to decline, ignore, or reject inquiries that appear inaccurate, incomplete, fraudulent, abusive, or outside the scope of our services.

5. Merchant Services Disclaimer

Payment processing services may involve third-party processors, financial institutions, payment gateways, underwriting partners, compliance providers, fraud prevention tools, and other service providers. EASY PAY DIRECT LLC may provide information, support, coordination, or service recommendations, but final approval, pricing, account terms, reserves, settlement timing, processing limits, and account availability may depend on third-party providers and underwriting decisions.

6. Pricing Disclaimer

Any pricing, rates, fees, examples, or savings statements displayed on the website are for general informational purposes only unless specifically stated in a written agreement. Actual pricing may vary based on business type, industry, processing volume, transaction type, risk profile, chargeback history, average ticket size, card mix, gateway requirements, underwriting review, and provider approval. No rate or fee is guaranteed until confirmed in a written service agreement.

7. No Financial, Legal, or Tax Advice

The content on this website does not constitute financial, legal, accounting, tax, or compliance advice. You should consult qualified professionals regarding your specific business, legal, tax, or regulatory obligations.

8. User Responsibilities

You agree to use the website only for lawful business purposes. You agree not to misuse the website, attempt unauthorized access, submit harmful code, interfere with website security, scrape content, impersonate another person or business, submit fraudulent information, or use the website in a way that could damage the Company or other users.

9. Intellectual Property

All website content, including text, graphics, design elements, icons, page layouts, logos, service descriptions, and other materials, is owned by or licensed to EASY PAY DIRECT LLC unless otherwise stated. You may not copy, reproduce, modify, distribute, sell, or exploit website content without prior written permission.

10. Third-Party Services and Links

The website may reference or link to third-party websites, platforms, processors, gateways, software providers, or service providers. We do not control third-party websites or services and are not responsible for their content, policies, security, availability, pricing, or performance. Use of third-party services may be subject to separate terms and conditions.

11. Website Availability

We work to keep the website available and functional, but we do not guarantee uninterrupted access, error-free operation, or that the website will always be secure or available. We may modify, suspend, or discontinue any part of the website at any time without notice.

12. Limitation of Liability

To the fullest extent permitted by law, EASY PAY DIRECT LLC and its owners, employees, contractors, vendors, and affiliates will not be liable for indirect, incidental, special, consequential, punitive, or lost-profit damages arising from your use of the website, reliance on website content, inability to access the website, or any service inquiry submitted through the website.

13. Indemnification

You agree to indemnify and hold harmless EASY PAY DIRECT LLC from any claims, damages, losses, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms, your submission of inaccurate information, your misuse of services, or your violation of any law or third-party right.

14. Privacy

Your use of the website is also governed by our Privacy Policy. By using the website, you consent to the collection and use of information as described in the Privacy Policy.

15. Changes to These Terms

We may update these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of the website after updates are posted means you accept the revised Terms.

16. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes relating to the website or these Terms may be handled in the appropriate courts located in Texas, unless otherwise required by law.